People turned up today to resist the eviction of residents from a house in Lower Grangegorman. The eviction of the people that were living at the house was prevented after talks with the Garda and two men that entered the house to evict. The support from locals was tremendous in standing with their neighbors. More and more people came along to support, five musicians joined up for a session of some fine country music. This song is called Take a Whiff on Me, trad.
Currently there is an effort in progress to remove the horses of the land of Margaret Hanrahan in Co. Tipperary. The horses need to be removed in order for the new “owner” to take possession. Apparently on haulier in the locality has been offered 6,000 euro to take them off the land.
Anyone interested in supporting Margaret should ring her on 087-253 6600 as she is endeavouring to work out a rota that someone will be on the farm night and day, as the new ‘owner’ needs to get prossession before legal proceedings begin on the 17th. If she can prevent him from removing the horses prior to that date.
Below is an extract from Finbar Markey’s facebook which provides a brief outline of her predicament:
“PLEASE SHARE: OF NATIONAL IMPORTANCE…..
On the 17th of May Margaret Hanrahan will have her day in court against ACC despite the fact that the bank spent many scores of thousands of Euros trying to stop the case and suppress the truth. At the same time a dirty land-grabber, in the habit of targeting widows using brutal methods of intimidation, is trying to buy her farm from the receivers for little or nothing, having sat at Margaret’s kitchen table pretending to be her friend and supporter but all the time gathering information on her case.
It is a fact that Margaret’s lands were ploughed to starve her horses and one was brutally murdered. This dirty land-grabber knows the game is up on the 17th and today Margaret was rang by an honest Irish Haulier who told her that he had offered him 6,000 euro this week to remove the horses from the farm. We appeal to all hauliers throughout Ireland to resist this judas’ money. Allow Margaret the court victory on the 17th that will set the stage for future successes in the courts against the banks. We also ask that people throughout the country come together to protect the farm until the 17th of May. Its a beautiful spot of South Tipperary, take a break for a few days and be treated like royalty by Margaret. Let’s pull together folks,, firstly by sharing this post. Send a message for further details….”
- courtesy Finbar Markey.
It is sad to say that we have seen similar issues in different areas of our country over the last couple of weeks where one neighbour seeks to personally benefit from the misfortunes of another neighbour. The next time it could be one of us that needs the help of our friends and neighbours – please circulate this message and try to help Margaret in whatever way you can by ringing another or ringing Margaret to offer her your assistance – Now!
See you in Tipperary!
Water Tax ( Open letter to Mr. Phil Hogan )
To Mr Phil Hogan
We are now been threatened with the withdrawal of water services if we don’t pay this latest troika tax .This is a tax on people’s right to life .This is a direct threat to families and it is a matter of life and death! How do you respond when thugs threaten your life and that of your family ????When Thugs try to extort money from you and your family??? Minster Hogan you are forcing the hand of the ordinary decent people of Ireland: Our right to water is been threatened and therefore our right to live by the state, and I personally will take on any means to defend my constitutional right to defend my home and family from an out of touch state and its servants by whatever means I can muster .I hold you personally and the rest of the government and its servants responsible for any attack on my home or my family .You are wrong and this double taxation on our homes and water is not right. You are using the power entrusted to you and your government by me and the people of Ireland you have betrayed this thrust and you are no longer acting on behalf of the people of Ireland but rather corporate greedy parasites who are slowly forcing our people to become their personal cash cows! We the people have had enough. We will not pay for the private gambling debts of you pals from the banks and the building industry; we will not forgive this treacherous act on the people of Ireland. I demand the immediate stop to this outrageous and blatant attempt to subdue gate me and my family into a position of financial slavery and bondage to your greedy industrial pals .
Mise le mass
Thomás Aengus O Cléirigh
Just look at the court list for Galway tomorrow:
Now tell me that the banks are not in trouble!
Irish Fightback 2014 – The Land League Returns:
The owner of a rural hotel has earned praise locally after he cancelled the auction of a family farm that was due to take place on his premises.
The auction had been due to take place yesterday in the Bush Hotel in Carrick on Shannon, Co Leitrim. Owner Joe Dolan cancelled it when he became aware of the nature of the event.
In comments captured in a video posted to facebook, Joe addressed locals who had assembled in opposition to the sale.
He said he was not aware until the previous evening of the nature of the event. He said he was “very embarrassed…and I apologise to my community”.
To applause, Joe, who has run the hotel since 1991, added: “We’re a long time here serving the community…A lot of my neighbours, friends, colleagues, suppliers, employees and former employees are in this room. You’re very welcome, but not under these circumstances.
“Such events might be commonplace in the Shelbourne Hotel, but they are not in the Bush Hotel and never will be.”
Joe said that as a business person, he was aware of his contractual obligations regarding room hire and so on, but that he considered the room over-full and so was cancelling the event “on health and safety grounds”.
After more applause from the floor, Joe went on to invite attendees upstairs for tea and sandwiches.
In a follow-up interview posted to the Reality Ireland YouTube channel, Joe said the owners of the family farm which had been due for sale “are from my parish (and) are well known to me. They are my neighbours and friends and their daughter is a former employee.
“They are from the same parish, the same church and part of the same GAA club that my sons are involved in.”
“I was very uncomfortable about the whole issue.” He described the proposed land sale as “a very emotive event”.
TIME/DATE: FRIDAY, 25th APRIL 2014, 2PM.
A woman who even in Adversity is helping others to combat the wrongs of Irish banking practice.. Her own case is jawdropping to day the least..
the invasions onto her land, the destruction of her property..
This is a fight to keep a stud farm, its owner has already succeeded in the courts with the argument that the bank has preformed in a deceitful and fraudulent manner.. this is only the first battle..
So Margaret continues her fight .. While I was with her I witnessed awoman who was willing to help others in their fight .. I sat at a table with a superb cuppa coffee and listened to Margarets story and anothers story with a realisation that there are so many stories out there that it is only right we all have a tear in our eye for Ireland..
On Tuesday it is expected that Margaret will have another visitation from the individuals that call themselves ktech securities.. She needs individuals to help ..
If you are local and can spend a few hours, please attend .. and make a stand for someone who is fighting for others in more ways than one.. Difficult to find but you can get directions to from this .. do research your journey .. http://binged.it/1lMcIyH ~Eoin
Anti eviction campaign News from Wicklow
To-day a group of family supporters, local community volunteers and local elections candidate Sean Doyle of Éirígí Báile Chill Mhantáin and local éirigí members showed their solidarity for a family facing an eviction order in Newtownkennidy this morning! This kind of action is happening all over the country and communities are coming together to oppose the outrageous and heartless behaviour of County Councils as the get though with struggling families! On this occasion the council representatives did not show up. The message to-day from the local community is, we will resist any attempt of forced removal and call on the council to engage in dialog and mediation to peacefully end this tragedy!
A small amount say Fitch. But thats based on tales from the banks.
The agency expects loan arrears to peak in 2014, and that 40 per cent of loans that are more than 90 days in arrears will begin to “reperform”. Another 40 per cent will be the subject of some type of writedown, with 50 per cent of the debt in this category being written off. The final 20 per cent of loans will see the associated properties being repossessed.
Overall, the agency believes 4.8 per cent of outstanding mortgage balances (ie, €2.2 billion) could be lost by the banks.
As of September 2013 we had 99189 cases over 90 days, with 18.8b in mortgage loans outstanding. 40% of that is 7.5b and if they lose 50% of that book its already 3.75b. Then if we repossess 20% of the cases and presumably sell they will also lose at least 50% . Thats another 1.8b. So we are at 5.6b losses. Then we have the remaining 40% which will re perform..fully it seems.
Unless only really really good houses with high LTV remaining are going to be repossessed im not sure where the Fitch figures are coming from. Add into the mix the catastrophic figures on Buy to Let (7.7b over 90 days , presumably most should be repossessed and sold at a 50% plus loss, another 3.35b.
Rather than 2.2b in mortgage related losses, which seems low, we could (but hopefully wont) see closer to 10b in mortgage related losses yet to be seen by the Irish banks. No wonder Mario Draghi is concerned but dont worry… tis but a scratch
full article at source: http://brianmlucey.wordpress.com/2013/12/17/what-will-irish-banks-lose-on-residential-mortgages/
By Thomás Aengus O Cléirigh
The Banks have consistently lied to both the Government and their own share holders how any international financial agency would take their word on anything is just laughable why even the Irish government will be under forensic scrutiny by the ECB and the IMF for years to come and Fitch says the Banks are OK ? Bull**Get real the banks are Bankrupt and they will be coming after our deposits soon enough!
1st November 2013
by Rich Vetstein
Today, the Massachusetts Supreme Judicial Court (SJC) ruled against foreclosing lenders and those who purchased foreclosed properties in Massachusetts in the controversial U.S. Bank v. Ibanez case. Here is the link for the decision. I’ve posted the decision below, and I’ve done a video blog embedded below.
For those new to the case, the problem the Court dealt with in this case is the validity of foreclosures when the mortgages are part of securitized mortgage lending pools. When mortgages were bundled and packaged to Wall Street investors, the ownership of mortgage loans were divided and freely transferred numerous times on the lenders’ books. But the mortgage loan documentation actually on file at the Registry of Deeds often lagged far behind.
In the Ibanez case, the mortgage assignment, which was executed in blank, was not recorded until over a year after the foreclosure process had started. This was a fairly common practice in Massachusetts, and I suspect across the U.S. Mr. Ibanez, the distressed homeowner, challenged the validity of the foreclosure, arguing that U.S. Bank had no standing to foreclose because it lacked any evidence of ownership ofthe mortgage and the loan at the time it started the foreclosure.
Mr. Ibanez won his case in the lower court in 2009, and due to the importance of the issue, the Massachusetts Supreme Judicial Court took the case on direct appeal.
The SJC Ruling: Lenders Must Prove Ownership When They Foreclose
The SJC’s ruling can be summed up by Justice Cordy’s concurring opinion:
“The type of sophisticated transactions leading up to the accumulation of the notes and mortgages in question in these cases and their securitization, and, ultimately the sale of mortgaged-backed securities, are not barred nor even burdened by the requirements of Massachusetts law. The plaintiff banks, who brought these cases to clear the titles that they acquired at their own foreclosure sales, have simply failed to prove that the underlying assignments of the mortgages that they allege (and would have) entitled them to foreclose ever existed in any legally cognizable form before they exercised the power of sale that accompanies those assignments. The court’s opinion clearly states that such assignments do not need to be in recordable form or recorded before the foreclosure, but they do have to have been effectuated.”
The Court’s ruling appears rather elementary: you need to own the mortgage before you can foreclose. But it’s become much more complicated with the proliferation of mortgage backed securities (MBS’s) –which constitute 60% or more of the entire U.S. mortgage market. The Court has held unequivocally that the common industry practice of assigning a mortgage “in blank” — meaning without specifying to whom the mortgage would be assigned until after the fact — does not constitute a proper assignment, at least in Massachusetts……………………..
By Thomás Aengus OCléirigh
This case could show the way for the many thousands of hoodwinked Irish mortgage holders and those who have had their homes stolen from them by the corrupt banks. A Friend of mine who is in the legal profession tells me that is was the norm for banks to bypass the paperwork in order to approve mortgages and that the legal paperwork was not up to date in many repossessions because of the boom time irregularities in the paperwork.
I personally had the good fortune to pay off my mortgage and when I asked the bank for my deeds they sent me out someone else’s deeds after months of constant badgering them , I got my own deeds. All this from one of the so called pillar banks of this Ba-NAMA republic !This same Bank is now ripping off its customers with penal charges and I fear as the Irish market is now going to be abandoned by the other international banks and we are all going to be left in the hands of these gangsters and we will get screwed all over again! We have Labour, FG and FF to thank for this as they all have “Public Directors” serving on the various banks feathering their own coffers at the expense of the Irish public!
The time has certainly come for a totally different consumer friendly financial system that does not require ones home to be a financial death trap and a means for the corrupt financial institutions to enslave their customers!
see for example:
I have been part of KIVA for many years now and no doubt I have helped other people to secure a living by micro financial their ideas. We need to start a similar micro finance system here in Ireland
15 th Oct 2013
PAUL MELIA– 15 October 2013
Couple bring test case over mortgage ‘they can’t pay’
A COUPLE claiming they cannot hope to meet their mortgage payments and give their child an education are taking on their bank in the High Court.
Also in this section
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Roy and Patrice Keating, from Macroom in Co Cork, have filed a plenary summons against Bank of Ireland in a “representative case” taken on behalf of the 1,000 members of the Debt Options group.
The organisation representing 1,000 distressed borrowers is seeking damages of €1m from the banks as part of a class-action suit.
Debt Options Ireland said the test case lodged with the High Court would prove that banks broke contracts, breached regulations and were involved in misrepresentation.
Spokeswoman Claire Cullinane said the amount of money the Keatings were facing paying in mortgage payments meant they would not be able to meet payments and “give their child an education”.
“We want to push for this case to be heard in the next six months,” she said.
She added that they had handed in two pages of claims to the court in relation to alleged actions by Bank of Ireland, which they believe breaks the Code of Conduct of the Central Bank, and amounted to gross misrepresentation.
She said the group had been working with Roy and Patrice Keating for some time.
“The barristers and solicitors we work with chose their case as one to go forward with. They’re a young couple, with a young daughter,” Ms Cullinane added.
She said that cases had been built using expert legal advice, but that the people taking the cases were likely to represent themselves in court.
Some 120 summonses had been issued in October last year, and a total of 1,000 cases had now been lodged, she said. Cases were being taken against all the major banks, she added.
“It’s across all banks. Our summonses say the banks have broken their contracts, and each summons is looking for €1m apiece in costs and damages. Everybody in the country with a mortgage should be taking a case against their banks.”
The cost of lodging papers is €138, but it would cost “several hundred thousand euro” to fight each case, she said.
The Irish Banking Federation said it had not had any contact or engagement with Debt Options to date. Bank of Ireland could not be reached for comment…..
Ben Gilroy’s front door:
In anticipation of an upcoming section of the site, which will be entitled “Templates”, we have decided to share one trick with you a little early. The document in the image below hangs on Ben Gilroy’s front door, and is called the “Removal of Implied Right of Access”.
Implied right of access is what is known as an implicit right. An implicit right is one in which a person feels they have the right to do something, despite that right never having been directly granted to them. An example of this is your postman. Your postman has the implied right to enter onto your land, walk or drive up to your door, and insert letters into your letter box……
full article at source :http://peopleforeconomicjustice.com/removal-of-implied-right-of-access/
I am setting up a special tab on my blog to help spread the news that the National controlled media wont publish. If you are in position of ANY information regarding any Evictions then please let us know so we will let everybody else know. so please anywhere in Ireland if you know of a pending evection then please send notice to us here at Machholz Blog and we will post it around the web. Also any of our citizen reporters please send in your photos and videos and we will post them for all to see .These Corrupt Bank Puppets (Sheriffs personal) should be identified and shamed! If you can send photos of any Sheriffs or their Personal or any other “Helpers” we will be delighted to post them here and shame these same thugs who are after all working for corrupt gangsters working in Toxic and bankrupt Irish Banks. Stand up and fight back against these thugs!
our first report is from the Anti Eviction March in Dundalk Co Louth covered by fellow blogger from
I just returned from the Anti Eviction March in Dundalk Co Louth, great day, great weather, great people. It was fantastic to see people from all over Ireland present, the folks from Anti Household Charges from Carlow/Kilkenny folks from Trim and of course Dundalk itself, it would have been nice to see more people out but with the best of intentions and without mainstream media coverage and promotion it is difficult to get the word out, nonetheless I would estimate 70/100 people and we visited 10 Chapel Lane, the dwelling of Eugene Dooley (commonly none as Doolander) which was violently stolen by the Sheriff in Dundalk Mairead Ahern and her thugs with the assistance of An Garda Siochana last week.
It was important that the people of Dundalk were aware that there is a Sheriff in their midst and so we visited the home of Mairead Ahern in the sleepy village of Blackrock Co Louth and lo and behold An Garda Siochana were present there also.
full article at source: http://awakenlongford.wordpress.com/2012/10/20/todays-anti-eviction-march-dundalk/
- The ghost houses of Ireland: Foreclosure and eviction (awakenlongford.wordpress.com)
- Revenue staff questioned over illegal fuel find (independent.ie)
- Two Revenue staff may be suspended after raid on oil laundering plant (independent.ie)